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Monday, July 31, 2017

Babye, July!


As I sit and think of the days, I can't help but be amazed at how quickly time passes. Today is the last day of July and before we even know it, we're already welcoming 2018. This month was like the other months for us, more of waiting, praying and hoping that Dane's homecoming will be tomorrow. However, it wasn't just that. It was waiting and much more.

Thursday, July 27, 2017

Car Safety Tips for Babies and Toddlers


**Sponsored post**

Back when I was working for Convergys, my first account would've been GE Motors. Unfortunately, we were reassigned to a different account for some reason. Whether that's a blessing or a curse, I do not know. But if there's one thing I could wish, I wish I stayed longer with the account - long enough to know more about cars, dealership and other car terms and info.

Wednesday, July 26, 2017

The One Minute Marriage Cleanse


Dane and I's video call yesterday was filled with tears (at least on my part) and hard decision making that we needed to do. No, he didn't do anything wrong, lol. We were discussing (again) whether he'd return to KSA or not.

This 2-year contract was the most challenging years we had in our marriage and just to think of doing it again for another year or two, naiiyak na ako! But yes, we had to talk about it and come up with a decision (again).

Friday, July 21, 2017

Fri-yay + Nate's 2nd Special Number


Thank God it's Friday! ♥ This week seems so long for me. Mother-in-law and I decided we'd sell snacks in the afternoon so, in the morning, I would go to the market to buy what we need. This is just a little experiment that we did - trial and error, of course, which Dane fully supported.

Thursday, July 20, 2017

My Financial Literacy Journey


Wow! This is my second post about finances. My first was about the 10-20-70 principle. Never have I imagined I would even have the courage to write about money or finances on my blog. But guess what, here I am now, documenting my journey to learning about finances.

Just imagine a little child not knowing how to read and write. That was me months ago when it comes to financial education. Then all of a sudden, I felt the need to learn about it already. So I started checking online, just like what most of us would do. I'm glad God directed me to the right channels where I was able to slowly learn about finance.

Of course, not that I'm an expert now, I know I still have a lot to learn. However, me, vs my old self who didn't even know what the word INFLATION RATE means, I can say that I have slowly improved.

Monday, July 17, 2017

The 3-year Old's Question That Left me Speechless for a Little While


Nate is known for being talkative. And when I say talkative, I mean overly talkative. I can imagine his name on the list of the noisy folks in class already. lol. As long as he is with the people he knows, he will keep on talking and asking questions.

Last week, we were helping a neighbor nebulize her son because he was having an asthma attack so we let them use our nebulizer. The boy, experiencing it for the first time, was wailing on the top of his lungs. Out of annoyance, Nate went near him, and with an emphasized voice, he told the boy:

Saturday, July 15, 2017

How I Earned Php 750 from my Grocery Receipts

 

This post is long overdue and the reason for that is I want to make sure it's legit before I start recommending it to others. Now that I got my first cashout deposited to my account, I can now safely post about...

 **drumroll***


SNAPCART!

1. What is it? 
Snapcart is a mobile app both available for Android and Apple users. It provides shoppers cashback just by snapping receipts.

Thursday, July 13, 2017

The Sickness Chain


Just last week, I wrote about Dane's sickness and how difficult it was for LDR couples when one gets sick. Guess what, life seems to like playing with us because now, I am the one who's sick. If there's anything good about all this, it's that none of us was admitted in the hospital and that Nate isn't ill. We know this, moms and dads, we'd rather be sick that see our child suffer.

Last Monday, I knew something wasn't right about my body when I had more than enough hours of rest but I still felt weak. It was an unproductive day. I just stayed in bed and I even asked Nate to massage my back. My tummy felt bloated as well. I didn't like the feeling, especially since the week just started.

Thursday, July 6, 2017

REAL TALK: Bakit 'di Ka Pinapautang ng Kakilala Mo?


Sa panahon natin ngayon, hindi maiiwasang magipit financially, lalong lalo na kung nagkaroon tayo ng emergencies. Sa panahon ng kagipitan, karamihan sa'tin humihingi ng tulong sa mga kamag-anak o kaibigan. Kaya lang, hindi rin guarantee na makakahiram tayo. Yung iba nagtatampo bakit ayaw pahiramin, which is hindi naman tama. 

Bakit nga ba 'di tayo pinapautang ng kakilala natin minsan?

Wednesday, July 5, 2017

Sickness and Long Distance Relationship


Last week, Dane told me he was not feeling well. He said his throat hurts badly. I told him to gargle warm water with salt and asked him to try to buy Bactidol if possible. He still had to go to work, of course! While at work, he said he had a fever and was feeling weak. As his wife who's almost 5, 000 miles away from him, I couldn't do anything aside from trusting that God will heal him.

I had a feeling it was flu again. For almost two years of working abroad, by God's grace, he's not very sickly there. However, when he does, I can't help but worry about him. This time, I even told Nate so many times to pray for his papa.

Monday, July 3, 2017

BUDGETING 101: The 10-20-70 Principle


Disclaimer: I am not a financial expert. We are not financially stable. We are on our journey to financial literacy. So I just thought it'd be best to share what I learned along the way. Dito kasi sa Pilipinas, parang medyo taboo pa for majority of people ang money talks, right? It's like those who can talk about it are only those who are rich? I don't know, maybe it's just me, or what, but others may say, "wow, galing na about sa money oh, mayaman na siguro to" you know what I mean? Pero if rich people talk about money openly, dapat siguro tayo ding mga mahihirap, ano, para matuto tayo. :)

Ok, moving on...lol! A few weeks ago, I started watching videos about finance and investing. The many blog posts I read about investments, insurances, and finances have challenged me to start learning about them. I am 28 years old now, I should have learned earlier but back then, I settled on the fact that we are poor and can never really invest. I was wrong.

On one of the videos of Bo Sanchez, he talked about the 10-20-70 principle of budgeting. I'm glad I am on the right track because I have been doing it already, I just didn't know there's a term for that. lol! But in all honestly, we were not diligent in doing it.

So what's this 10-20-70 rule? According to him, in every income that you get:
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